HRAs are employer owned. FSAs have the "use it or lose it clause". Money has to be spent by the end of the calendar year or it is forfeited to your employer.
Office Locations Find a Rochester NY Location Near You East Side Location: East Side Location: 70 Linden Oaks Dr. Ste. 300Rochester, NY 14625 585-349-3337 West Side Location: West Side Location: 2800 Dewey Avenue Rochester, NY 14616 585-349-3337 During the Medicare Annual Enrollment Period of October 15th – December 7th, we have two additional locations:By Appointmen Only Spencerport: Spencerport Location: By Appointment Only 24 West Ave. Suite 202 Spencerport, NY 14559 585-729-1901 Churchville Location: Churchville Location: By Appointment Only 42 S. Main St. Suite F Churchville, NY 14428 585-685-2089
