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Contact Us To Schedule an Appointment
  585-601-5000
  Mon-Thurs 10:00am - 4:00pm

Final Expense

 

What is Final Expense Insurance?

Loans, credit card debt, estate costs, the funeral... most people leave behind unpaid expenses when they die, expenses that, if left unattended, burden their families tremendously. Final expense coverage is life insurance that pays off these debts, ensuring that everything will be taken care of if you pass.

Final expense needs are usually covered with a whole life insurance policy. The benefits of whole life insurance include a guaranteed level premium that can never be increased, guaranteed cash value and a guaranteed death benefit that can never be decreased. The cost of final expense coverage is very affordable, even if you have some health problems. The application process is quick and easy. You can apply for final expense insurance coverage without having to undergo any medical examination - you simply answer the questions on the application.

Why is Final Expense Insurance so important?

The average funeral costs between $10,000 and $30,000. That, in addition to existing personal debts, legal and medical bills, can quickly break the bank. Ask yourself, "If I died tomorrow, could my family afford my expenses?"

If the answer is no, then final expense insurance is essential. With a final expense policy in place, you can rest assured, knowing that your debts will never add to your family's grief. Everything, from the cost of burial to hospital bills and probate attorney fees, will be paid for. It's not just the responsible thing to do, but it's a final gift to your loved ones in their time of need.

Office Locations

Find a Rochester NY Location Near You

 

East Side Location:

70 Linden Oaks Dr. Ste. 300
Rochester, NY 14625

 585-601-5000

 

West Side Location:

2800 Dewey Avenue
Rochester, NY 14616

 585-601-5000

 

During the Medicare Annual Enrollment Period
of October 15th – December 7th, we have two additional locations:
By Appointmen Only

 

Coming Soon

 

Churchville Location:

By Appointment Only

42 S. Main St. Suite F
Churchville, NY 14428

 585-685-2089